While Automatic Bank Machines (ABMs) provide users with a quick and convenient way to access money and conduct everyday financial transactions, they also pose an increased security risk.
Automatic Bank Tellers:
The following tips, courtesy of the Halton Regional Police Service, can help ensure continuous, secure use of ATMs:
- Never lend your card to anyone. It is the key to your bank account and is for your use only.
- Protect your Personal Identification Number (PIN). Memorize that number rather than writing it down.
- Never disclose your PIN to anyone
- Have your bank card ready when approaching the ATM to complete your transaction quickly and safely
- Be aware of anyone loitering in the area of the ATM. If you are suspicious of anyone or anything, leave immediately and contact the police.
- When conducting a transaction, use your hand or body as a shield to prevent others from seeing any of your confidential information
- After completing your transaction, remember to retrieve your card, your cash, and your transaction record
- Do not count your cash at the ATM. Place it in your purse or wallet and verify the amount in private.
- Report lost or stolen cards to your bank or the police immediately
Losing credit cards or having them stolen can be aggravating and costly. People should be aware that credit card fraud is a serious crime for which everyone pays.
The Halton Regional Police Service offers the following series of useful tips that may help prevent you or a family member from becoming a victim of credit card crime:
- Report lost or stolen cards to the card issuer(s) and to the police immediately. This allows the issuer(s) to take the necessary measures to prevent fraudulent use of your card(s).
- Keep an accurate and up-to-date list of all credit cards, their account numbers, expiry dates and issuers' phone numbers so that you can quickly report missing cards. Remember to keep this list in a secure place.
- Never volunteer your card number to callers who tell you that you have won a trip or prize or are eligible to receive a free gift. This could result in unauthorized charges to your account.
- Avoid leaving credit cards or other valuables in a locker at recreational facilities and other public places even if it can be locked
- Never leave credit cards in a car or any other vehicle. Many cards are stolen from glove compartments.
- Never lend your credit card to anyone
- Sign new credit cards as soon as you receive them and destroy expired ones
- Protect all your cards, including those issued by phone companies, grocery store chains, discount stores, etc. that would enable someone to charge goods and services in your name